Oregon health insurance guidance built around real life

For more than 15 years, I've helped Oregonians understand their health coverage and make informed decisions based on their doctors, prescriptions, household, budget, and circumstances.

Insurance should fit into your life—not require you to rearrange your life around insurance.

Meeting people where they are

I've built Matthew Woodbridge Insurance around a simple idea: make getting help as easy and practical as possible.

I have offices in Salem and Woodburn, but an office appointment isn't the only way to work with me. We can talk by phone, text, or email, meet at one of my offices, or meet at your home. I also regularly work with clients outside traditional business hours, including evenings and weekends.

You shouldn't have to take time off work, arrange childcare or pet care, or drive a long distance just to get your health insurance taken care of. We'll work in the way—and at the time—that makes sense for you.

Experience beyond enrollment

Choosing health coverage is about more than comparing premiums. Your doctors and hospitals matter. Your prescriptions matter. Income can affect Marketplace eligibility and financial assistance. Losing Oregon Health Plan (OHP) coverage can create new decisions and deadlines. Becoming eligible for Medicare introduces an entirely different set of choices.

I've worked with both individual health insurance and Medicare throughout my career. That experience is especially useful when coverage situations overlap: a spouse becoming eligible for Medicare while the other remains on Marketplace coverage, a family transitioning from OHP, or a self-employed household trying to estimate income and financial assistance.

My goal isn't simply to complete an enrollment. It's to understand your situation and help you make a good decision.

Independent, Oregon-focused guidance

As an independent insurance agent, I start with your needs and goals—not an insurance company or a particular plan. Together, we compare available options, including the potential costs of ongoing care, and consider how each choice could affect you.

My role is to educate, inform, and guide. I'll tell you when there's time to consider your options, and the decision is always yours. Whether you enroll with my assistance, choose coverage elsewhere, or decide not to enroll, my goal is for you to understand your choices and their potential impact.

My work is deliberately Oregon-focused. I'm a lifelong Oregonian, bilingual in English and Spanish, and work with clients throughout the state. Matthew Woodbridge Insurance has served as an Oregon Health Insurance Marketplace partner continuously since 2018.

Although my practice is primarily focused on Oregon, I also assist Washington residents with Marketplace enrollment and Medicare coverage.

I also currently serve on Oregon's Health Insurance Exchange Advisory Committee.

A practice built on relationships

Since starting my practice when the Affordable Care Act was introduced, I've built my business primarily through referrals from clients, healthcare professionals, other insurance agencies, and community organizations.

Many of those relationships have continued for years. Today, I work with multiple generations of some of the same families, helping them navigate coverage decisions as their needs change.

I believe lasting relationships come from understanding each person's situation, providing knowledgeable guidance, and remaining available when questions or coverage issues arise.

A year-round resource, without the year-round sales pitch

I don't believe being your insurance agent means constantly marketing to you. You won't get a stream of promotional messages or automated birthday emails from me. If your coverage is working and you don't need anything, I'm happy to leave you alone.

But if something changes—or you simply have a question—I'm a phone call, text, or email away.

That might be a confusing letter from your insurance company, an income change, a provider-network problem, losing OHP, approaching Medicare, a prescription issue, or something you're not even sure requires action. You don't have to wait until Open Enrollment to ask.

I want my clients to have a year-round insurance resource without feeling like they have a year-round salesperson.

Here when you need help

Health insurance changes as life changes. My role is to be available when those changes affect you.

That's also the purpose of EnrollOregon.com: to provide clear, current information about Oregon health insurance, Marketplace coverage, Explore Health, OHP transitions, Medicare, and the issues that affect coverage from year to year.

Whether you need help today, six months from now, or during the next Open Enrollment, you know where to find me.