Oregon health insurance guidance built around real life

For more than 15 years, I've helped Oregonians understand their health coverage and make informed decisions based on their doctors, prescriptions, household, budget, and circumstances.

Insurance should fit into your life—not require you to rearrange your life around insurance.

Meeting people where they are

I've built Matthew Woodbridge Insurance around a simple idea: make getting help as easy and practical as possible.

I have offices in Salem and Woodburn, but an office appointment isn't the only way to work with me. We can talk by phone, text, or email, meet at one of my offices, or meet at your home. I also regularly work with clients outside traditional business hours, including evenings and weekends.

You shouldn't have to take time off work, arrange childcare or pet care, or drive a long distance just to get your health insurance taken care of. We'll work in the way—and at the time—that makes sense for you.

Experience beyond enrollment

Choosing health coverage is about more than comparing premiums. Your doctors and hospitals matter. Your prescriptions matter. Income can affect Marketplace eligibility and financial assistance. Losing Oregon Health Plan (OHP) coverage can create new decisions and deadlines. Becoming eligible for Medicare introduces an entirely different set of choices.

I've worked with both individual health insurance and Medicare throughout my career. That experience is especially useful when coverage situations overlap: a spouse becoming eligible for Medicare while the other remains on Marketplace coverage, a family transitioning from OHP, or a self-employed household trying to estimate income and financial assistance.

My goal isn't simply to complete an enrollment. It's to understand your situation and help you make a good decision.

Independent, Oregon-focused guidance

As an independent insurance agent, I don't start with an insurance company or a particular plan. I start with you.

We look at your coverage needs, providers, prescriptions, budget, eligibility, and priorities and then consider the options available to you. Sometimes that means choosing a new plan. Sometimes it means keeping the coverage you already have.

My work is deliberately Oregon-focused. I'm a lifelong Oregonian, bilingual in English and Spanish, and work with clients throughout the state. Matthew Woodbridge Insurance has served as an Oregon Health Insurance Marketplace partner continuously since 2018.

I also currently serve on Oregon's Health Insurance Exchange Advisory Committee.

Access means more than being available

I've worked with people from a wide range of backgrounds and circumstances, and I've learned that access isn't simply about whether help exists. It matters whether people can realistically use it.

Work schedules, transportation, language, technology, family responsibilities, and unfamiliarity with insurance can all become barriers. I try to remove as many of those barriers as I can.

A year-round resource, without the year-round sales pitch

I don't believe being your insurance agent means constantly marketing to you. You won't get a stream of promotional messages or automated birthday emails from me. If your coverage is working and you don't need anything, I'm happy to leave you alone.

But if something changes—or you simply have a question—I'm a phone call, text, or email away.

That might be a confusing letter from your insurance company, an income change, a provider-network problem, losing OHP, approaching Medicare, a prescription issue, or something you're not even sure requires action. You don't have to wait until Open Enrollment to ask.

I want my clients to have a year-round insurance resource without feeling like they have a year-round salesperson.

Here when you need help

Health insurance changes as life changes. My role is to be available when those changes affect you.

That's also the purpose of EnrollOregon.com: to provide clear, current information about Oregon health insurance, Marketplace coverage, Explore Health, OHP transitions, Medicare, and the issues that affect coverage from year to year.

Whether you need help today, six months from now, or during the next Open Enrollment, you know where to find me.