Answers to common questions about Marketplace coverage, enrollment, financial help, and working with an agent.
There is no additional fee charged to you for Marketplace enrollment assistance from a licensed agent. Agents are compensated through carrier arrangements. Ask about compensation if you want details for a particular product.
Yes. Oregon's official Marketplace, Explore Health, allows consumers to research eligibility and enroll directly. An agent is optional.
Not necessarily. A qualifying life event may create a Special Enrollment Period. OHP and some other programs have different enrollment rules.
Helpful information includes household members, expected income, current coverage, doctors, hospitals, prescriptions, and your preferred budget. If you don't have everything, we can identify what is missing.
Oregon is moving to Explore Health, its state-based Marketplace, beginning November 1, 2026. 2027 Open Enrollment runs through January 15, 2027.