Oregon Health Insurance

Understand the main individual and family coverage options available to Oregonians and the factors that matter when comparing plans.

Marketplace health insurance

Start with the Oregon plan comparison guide to understand premiums, provider networks, prescriptions, and out-of-pocket costs. If you're choosing coverage now, see how I help you compare available 2027 plans.

For 2027 coverage, Explore Health is Oregon's official Marketplace for people who do not have coverage through a job or a public program such as OHP or Medicare. Plans are grouped into Bronze, Silver, and Gold tiers, with different balances between monthly premiums and out-of-pocket costs.

What to compare

  • Monthly premium
  • Deductible and copays
  • Provider and hospital networks
  • Prescription coverage
  • Covered services
  • Financial assistance and out-of-pocket savings, if available

Other coverage situations

If you qualify for OHP, OHP Bridge, Medicare, or employer coverage, the right path may be different. If your circumstances are changing, it can be useful to review your options before canceling existing coverage.

Personal guidance from an experienced Oregon insurance agent

I’ve worked with individuals and families throughout Oregon since the Affordable Care Act began, helping them understand their health insurance options and make informed decisions about their coverage.

When you contact Matthew Woodbridge Insurance, you work directly with me. My focus is on understanding your circumstances, explaining the options available to you, and providing guidance that extends beyond enrollment.

You don’t need to know which plan or type of assistance you need before reaching out. Tell me what’s happening with your coverage, and we’ll start there.

Official Oregon plan information: Oregon HealthCare.gov.

Which situation fits you?

Different households need different coverage strategies. Start with the one that most closely matches your situation.

Self-employed

Compare ACA plans and understand how income changes can affect tax credits and affordability.

Between jobs

Look at coverage options if your employer plan ended or your income changed unexpectedly.

Using Explore Health

Get help with Oregon's Marketplace, including the transition from HealthCare.gov, 2027 plan changes, and what to do with your Explore Health account.

2027 coverage changes

Have individual coverage now? Your 2026 carrier or plan may not be available for 2027. Review your options before relying on automatic re-enrollment.

Review 2027 plan changes

Approaching Medicare?

If you’re turning 65, retiring or leaving employer coverage, already have Medicare, or aren’t sure how Medicare fits with your current coverage, I can help you understand your options and next steps.